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Slogan

Less Fees. More Visits.

Lower payment costs with Pay‑by‑Bank and turn the savings into instant rewards that bring customers back. Launch via QR with no POS change.

Mission

Turn Fees into Rewards.

Vision

Power to Customers.

Token

OPN — the reward value in the shared wallet.

Category

Payments‑plus‑Loyalty Platform.

Positioning

For local merchants losing margin to payment fees, Opena is the payments‑plus‑loyalty platform that delivers lower costs, automated customer retention, and instant setup—unlike traditional processors that drain profits and loyalty solutions that add complexity—because we use Pay‑by‑Bank to cut fees, auto‑convert savings into smart rewards, and launch via QR with no POS change.

Why it matters — and how we do it

Each benefit maps to a unique mechanism so the value is obvious and defensible.

Lower Payment Costs — keep more margin

How: Pay‑by‑Bank rails lower fees vs. cards, so you keep more margin on every order.

Win Repeat Visits — loyalty that runs itself

How: We turn fee savings into instant customer rewards and automatically trigger smart engagement—no extra budget, no manual work.

Live in Minutes

How: QR‑based onboarding & checkout—no app download, no terminals, no POS change.

Smart, Automatic Engagement

How: Event‑based logic sends the right message or reward at every key moment to increase visit frequency and LTV.

Frequently asked questions

How does Opena lower my payment costs?

Opena adds a Pay‑by‑Bank checkout option so you pay lower fees than card rails. Savings are tracked in your dashboard and can automatically fund customer rewards.

Do I need new hardware or a POS integration?

No. Opena launches via QR onboarding and checkout—no terminals, no new hardware, and no POS change required.

How do rewards "fund themselves"?

We allocate part of the payment cost savings to OPN rewards automatically. You set the default %, and customers see the value instantly in their shared wallet.

What is the OPN token?

OPN is the reward value customers earn and redeem across the Opena network. It lives in a shared wallet and is designed for instant, simple redemption.

Vision

Power to Customers.

Give customers more buying power by turning fees into rewards—and bring them back more often.